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Small Business Insurance Policies

Running a small business is a full time job which often has a significant personal financial commitment attached to it.  Finding the right Small Business Insurance is essential to safeguard you against the unforseen.

Choosing the right Insurance policy can be complex.  We will help you find what's best for your company and save you money at the same time.

Some insurance policies are essential others might also be worth considering depending on your circumstances.

Essential Insurance Policy Types

Public Liability

Covers you against any awards given to a member of the public for claims of property damage or personal injury as a result of you or your business.

Professional Indemnity

Covers you from claims for alleged negligence or breach of duty arising from a professional service you offer.

Products Liability

Will cover you for claims from a customer who is injured or otherwise damaged or suffering in some way from a product of service you business provided.  The customer has the right to sue for compensation for their pain of inconvenience.

Personal Disability or Accident

This insurance covers you against financial loss as a result of accident or illness.

Goods in Transit

Loss or damage to the product your business supplies while it's in transit.  If your business involved transporting goods by road, sea or air you should consider insuring it against possible damage while in transit.

Worksafe Injury Insurance

Provides employers cover for costs of benefits for any workers who are ill or injured due to any aspect of work they're carrying out for your business.  This insurance is compulsory.